HUD has announed the new loan limits for Ohio FHA Mortgages for 2019. HUD’s Mortgagee Letter 2018-11 covers the particulars. Ohio’s new loan limits can be found below. The higher loan limits are effective for new files beginning January 1, 2019.
Home prices in Ohio have increased 7% over the last year. The higher loan limits offer homebuyers an alternative to Conventional mortgages, such as:
- Lower down payment
- Lower credit score requirements
- Great rates
Ohio FHA Mortgage Loan Limits for 2019.csv
| COUNTY | 1 UNIT | 2 UNIT | 3 UNIT | 4 UNIT |
|---|---|---|---|---|
| Adams | $314,827 | $403,125 | $487,250 | $605,525 |
| Allen | $314,827 | $403,125 | $487,250 | $605,525 |
| Ashland | $314,827 | $403,125 | $487,250 | $605,525 |
| Ashtabula | $314,827 | $403,125 | $487,250 | $605,525 |
| Athens | $314,827 | $403,125 | $487,250 | $605,525 |
| Auglaize | $314,827 | $403,125 | $487,250 | $605,525 |
| Belmont | $314,827 | $403,125 | $487,250 | $605,525 |
| Brown | $314,827 | $403,125 | $487,250 | $605,525 |
| Butler | $314,827 | $403,125 | $487,250 | $605,525 |
| Carroll | $314,827 | $403,125 | $487,250 | $605,525 |
| Champaign | $314,827 | $403,125 | $487,250 | $605,525 |
| Clark | $314,827 | $403,125 | $487,250 | $605,525 |
| Clermont | $314,827 | $403,125 | $487,250 | $605,525 |
| Clinton | $314,827 | $403,125 | $487,250 | $605,525 |
| Columbiana | $314,827 | $403,125 | $487,250 | $605,525 |
| Coshocton | $314,827 | $403,125 | $487,250 | $605,525 |
| Crawford | $314,827 | $403,125 | $487,250 | $605,525 |
| Cuyahoga | $314,827 | $403,125 | $487,250 | $605,525 |
| Darke | $314,827 | $403,125 | $487,250 | $605,525 |
| Defiance | $314,827 | $403,125 | $487,250 | $605,525 |
| Delaware | $356,500 | $456,350 | $551,650 | $685,550 |
| Erie | $314,827 | $403,125 | $487,250 | $605,525 |
| Fairfield | $356,500 | $456,350 | $551,650 | $685,550 |
| Fayette | $314,827 | $403,125 | $487,250 | $605,525 |
| Franklin | $356,500 | $456,350 | $551,650 | $685,550 |
| Fulton | $314,827 | $403,125 | $487,250 | $605,525 |
| Gallia | $314,827 | $403,125 | $487,250 | $605,525 |
| Geauga | $314,827 | $403,125 | $487,250 | $605,525 |
| Greene | $314,827 | $403,125 | $487,250 | $605,525 |
| Guernsey | $314,827 | $403,125 | $487,250 | $605,525 |
| Hamilton | $314,827 | $403,125 | $487,250 | $605,525 |
| Hancock | $314,827 | $403,125 | $487,250 | $605,525 |
| Hardin | $314,827 | $403,125 | $487,250 | $605,525 |
| Harrison | $314,827 | $403,125 | $487,250 | $605,525 |
| Henry | $314,827 | $403,125 | $487,250 | $605,525 |
| Highland | $314,827 | $403,125 | $487,250 | $605,525 |
| Hocking | $356,500 | $456,350 | $551,650 | $685,550 |
| Holmes | $314,827 | $403,125 | $487,250 | $605,525 |
| Huron | $314,827 | $403,125 | $487,250 | $605,525 |
| Jackson | $314,827 | $403,125 | $487,250 | $605,525 |
| Jefferson | $314,827 | $403,125 | $487,250 | $605,525 |
| Knox | $314,827 | $403,125 | $487,250 | $605,525 |
| Lake | $314,827 | $403,125 | $487,250 | $605,525 |
| Lawrence | $314,827 | $403,125 | $487,250 | $605,525 |
| Licking | $356,500 | $456,350 | $551,650 | $685,550 |
| Logan | $314,827 | $403,125 | $487,250 | $605,525 |
| Lorain | $314,827 | $403,125 | $487,250 | $605,525 |
| Lucas | $314,827 | $403,125 | $487,250 | $605,525 |
| Madison | $356,500 | $456,350 | $551,650 | $685,550 |
| Mahoning | $314,827 | $403,125 | $487,250 | $605,525 |
| $455,800 |
Contact Me or complete the free, no obligation, Ohio FHA Mortgage Rate Quote Request form.
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